Allianz General Insurance Company (Malaysia) Berhad has unveiled a major enhancement to its motor personal accident coverage, providing expanded protection for motorcyclists and car drivers across Malaysia. This initiative reflects the company’s ongoing commitment to making comprehensive and affordable insurance accessible to all road users.
From 3 March to 31 December 2026, customers who purchase or renew an Allianz Motorcycle Plus policy—whether comprehensive or third-party—will automatically receive an increased personal accident coverage. The insured sum rises from MYR10,000 ($2,500) to MYR25,000 ($6,300) at no extra cost. This coverage applies to death or permanent disability caused by road accidents and is available for motorcycles with engine capacities up to 250cc or electric bikes up to 12,000 watts.
Car drivers can also benefit from the Drive Guard coverage for a nominal MYR5 ($1.28) per year, valid until the end of 2026. This scheme offers up to MYR50,000 ($12,700) for death or permanent disability arising from road incidents. Additional benefits include hospital income of MYR50 ($12.70) per day for up to 60 days, medical expense reimbursement of MYR2,000, and a bereavement allowance of MYR2,500.
These initiatives underscore Allianz Malaysia’s focus on providing robust yet affordable protection for both two-wheelers and four-wheelers. Sean Wang, CEO of Allianz General, commented:
“These initiatives are part of our ongoing efforts to ensure that Malaysians have access to affordable and comprehensive protection, whether they are on two wheels or four.”
Key Benefits of Allianz Motor Personal Accident Coverage (2026)
| Feature | Motorcyclists (Motorcycle Plus) | Car Drivers (Drive Guard) |
|---|---|---|
| Coverage Period | 3 March – 31 December 2026 | 3 March – 31 December 2026 |
| Enhanced Death/Permanent Disability | MYR25,000 ($6,300) – Standard MYR10,000 ($2,500) | MYR50,000 ($12,700) |
| Hospital Income | Not applicable | MYR50/day ($12.70) for up to 60 days |
| Medical Expenses | Not specified | MYR2,000 |
| Bereavement Allowance | Not specified | MYR2,500 |
| Motorcycle/Vehicle Limit | Up to 250cc or 12,000W motorcycles | All standard private vehicles |
| Policy Fee | Complimentary with purchase/renewal | MYR5 ($1.28) per year |
This enhancement reflects a wider trend in Malaysia’s insurance sector to expand personal accident protection at minimal or no extra cost. By increasing coverage limits and incorporating hospital and bereavement benefits, Allianz Malaysia aims to provide greater peace of mind to policyholders in a country where road accidents remain a significant concern.
Through these improvements, Allianz General Insurance Company (Malaysia) Berhad reinforces its position as a market leader in affordable and comprehensive motor insurance, offering tailored protection for both two-wheelers and four-wheelers across Malaysia.