Privacy Policy

Effective Date: 1 January 2024
Last Updated: 1 January 2024

Insurance Gurukul, GOLN (“we”, “our”, “us”) values your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and safeguard your information when you use our website, services, and products.

By accessing https://insurancegoln.com/ (“Website”), you agree to the practices described in this Privacy Policy. This Policy applies to all current and future information, services, and products provided by Insurance Gurukul, GOLN.

 

1. Who We Are

  • Website Name: Insurance Gurukul, GOLN
  • Website URL: https://insurancegoln.com/
  • Admin Email: admin@insurancegoln.com
  • Legal & Commercial Contact Email: commercial@gurukulonlinelearningnetwork.com
  • Primary Address: 2450 Lakeside Parkway Suite 150 #1173, Flower Mound, TX 75022, United States
  • Bangladesh Office: 86 New Eskaton, Dhaka – 1000

 

2. Information We Collect

We may collect the following types of information when you use our Website:

  • Personal Information (such as name, email address, billing address, payment details when using Stripe/PayPal).
  • Usage Data (such as IP address, browser type, device identifiers, pages visited, time spent).
  • Cookies and Tracking Technologies (via Google Analytics, AdSense, and Facebook Pixel).
  • Children’s Data: We comply with COPPA and do not knowingly collect data from children under 13. If you believe a child has provided personal data, please contact us immediately.

 

3. How We Use Your Information

We use your information for the following purposes:

  • To provide, operate, and improve our Website and services.
  • To personalise content, advertisements, and learning resources.
  • To process payments securely through Stripe and PayPal.
  • To send you updates, newsletters, and service-related communication (with your consent).
  • To analyse user behaviour using Google Analytics and optimise the Website experience.
  • To comply with legal obligations and prevent fraudulent or unlawful activity.

 

4. Legal Basis for Processing (GDPR & LGPD)

We process personal data under the following legal bases:

  • Consent (e.g., newsletter subscription, cookies).
  • Contractual necessity (e.g., payment processing, service provision).
  • Legal obligation (e.g., tax or compliance records).
  • Legitimate interests (e.g., security, analytics, improving our services).

 

5. Data Sharing & Third Parties

We do not sell your personal data. However, we may share your data with trusted third parties under strict compliance:

  • Google (AdSense, Analytics) for analytics and advertising.
  • Meta (Facebook Pixel) for tracking and marketing.
  • Payment Processors (Stripe, PayPal) for secure financial transactions.
  • Service Providers & Hosting Partners (for technical support, security, and infrastructure).
  • Legal Authorities where required by applicable law.

 

6. Cookies & Tracking Technologies

We use cookies in compliance with the EU ePrivacy Directive / Cookie Law.

Types of cookies used:

  • Essential cookies (site functionality).
  • Analytics cookies (Google Analytics).
  • Advertising cookies (Google AdSense, Facebook Pixel).
  • Preference cookies (remembering settings).

You can manage cookies in your browser settings or opt out via cookie consent banners.

 

7. Your Privacy Rights

Depending on your jurisdiction, you have the following rights:

  • GDPR (EU/EEA & UK): Right to access, rectification, erasure, restriction, portability, objection, and withdrawal of consent.
  • CCPA (California): Right to know, delete, opt-out of sale, and non-discrimination.
  • LGPD (Brazil): Right to confirmation, access, correction, deletion, portability, anonymisation, and withdrawal of consent.
  • CalOPPA (California Online Privacy Protection Act): Right to know how we handle personal data and updates.
  • COPPA (US Children’s Privacy): Right of parents/guardians to request deletion of children’s data.

To exercise your rights, please contact us via admin@insurancegoln.com.

 

8. Data Retention

We retain personal data only as long as necessary for the purposes stated in this Policy, unless a longer retention period is required by law.

 

9. Data Security

We employ industry-standard security measures including SSL encryption, secure servers, access controls, and regular audits to protect your information. However, no transmission method over the internet is 100% secure, and we cannot guarantee absolute security.

 

10. International Data Transfers

Your data may be transferred and processed outside your country of residence, including the United States, EU, and Bangladesh, in accordance with applicable data protection laws.

 

11. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices of external websites and encourage you to review their policies separately.

 

12. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will be effective immediately upon posting the updated version with a revised “Last Updated” date.

 

13. Contact Us

For any privacy-related concerns, complaints, or to exercise your rights, please contact us at:

  • Admin Email: admin@insurancegoln.com
  • Commercial Contact Email: commercial@gurukulonlinelearningnetwork.com
  • Primary Address: 2450 Lakeside Parkway Suite 150 #1173, Flower Mound, TX 75022, United States
  • Bangladesh Office: 86 New Eskaton, Dhaka – 1000